- Australia’s property markets (Source: Michael Yardney)
Australian residential real estate is valued at $11.7 trillion, with only 21% in mortgages. National housing values rose 1.8% over three months to August, the largest quarterly increase since Q2 2024. The Home Guarantee Scheme is expanding, increasing housing options for first-time buyers by raising property price caps. Capital city markets are fragmented, with different states showing varied performance (e.g., Brisbane up 7.9%, Darwin up 10.2%). Listing activity rose 9.4% in August, despite total stock levels continuing to decline. National sales volume reached 538,329 in the rolling 12-month period, 2.0% higher than last year. Rental markets continue to experience growth, with national rents increasing 4.1% over the year to August. Home loan commitments rose 1.9% in volume and 2.0% in value during the June quarter, with investors driving the increase. First home buyer financing increased, with loan volumes rising 1.7% over the quarter.
- Property listings (Source: Mathew WIlliams)
Property listings are significantly lower than the 10-year average, creating a seller’s market with strong buyer demand across Australia. Major markets like Brisbane, Darwin, Hobart, Sydney, and Melbourne are experiencing substantial declines in property listings, with reductions ranging from 8.6% to 30%.
- First Home Buyer Guarantee (Source: Housing Australia)
First home buyers that were previously limited by price caps of $700,000 in order to take part in the federal government’s First home Buyer Guarantee scheme will now benefit from a price cap of $1,000,000, effective the 1st of October, across the capital city and regional centre.
This change will open the door for many new buyers. With only a 5% deposit required, the Government guarantees the remaining 15%, enabling first home buyers to borrow up to 95% of the property’s value. The Guarantee also removes the need for Lenders Mortgage Insurance (LMI), saving buyers thousands.
- Australian housing market update (Source: Tim Lawless)
Australian housing market shows sixth consecutive month of growth with a 0.6% rise in July, driven by low supply and potential interest rate cuts. Significant affordability challenges and a record-high price gap between houses and units are limiting market growth. Rental market is experiencing a crisis with national vacancy rates near historic lows at 1.7% and accelerating rental price growth. Capital cities show varied performance, with Darwin and Perth leading growth while Melbourne, ACT, and Hobart experience softer conditions. Low inventory and strong sales activity create a competitive buyer environment, with auction clearance rates consistently above the decade average. Future outlook suggests cautious optimism, with lower interest rates and rising consumer confidence expected to support continued modest housing value growth.
- Australia’s rental market (Source: Property Buzz)
Australia’s rental market is in crisis, with 16.7% of property investors selling at least one property in the past year, the highest rate since 2022. Only 42% of sold properties remain in the rental market, with 37% bought by owner-occupiers and 25% by first-home buyers. Proposed federal reforms like changes to negative gearing and Capital Gains Tax are causing significant investor uncertainty, with 53% saying they would stop investing if negative gearing is altered.. Queensland leads in investor exits at 35.5%, while Melbourne and Brisbane see increased property sales, and Victoria faces challenges due to rising land tax and tenancy reforms. Top reasons for selling include reducing debt exposure (41.7%), rising holding costs (40.4%), and increased government charges (32.9%). Despite challenges, nearly 60% of investors still believe the next 12 months are a good time to invest in residential property, with Melbourne emerging as the top investment destination.
- CoreLogic Auction Results (Week ending 14 September 2025)
(Total Auction / Clearance Rate)
– Sydney: 829 / 68.2%
– Melbourne: 1,240 / 69.5%
– Brisbane: 145 / 69.7%
– Perth: 11 / 63.6%
– Canberra: 79 / 70.9%
– Adelaide: 98 / 68.4%
– Tasmania: NA / NA
– Combined Capitals: 2,402 / 69%
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